Wire funds anywhere. Fraud-free.
Domestic or international, every payment is verified before it leaves your account — so your money lands exactly where it should. Send with complete peace of mind.
Recipient Verified
Safe to send
Payment Solutions
One provider for every important payment
Whether it's across town or across the world, Transfer Guardian makes sure your money goes to the right place.
Domestic Wire Transfers
Paying a deposit, settlement or invoice within Australia? We confirm the account belongs to who it should before you hit send.
Verify a domestic paymentInternational Wire Transfers
Send funds overseas with manually verified recipient accounts and competitive exchange rates through our licensed FX provider.
Explore international transfersVerified Payment Links
Businesses send clients a secure, verified payment link — so buyers know the bank details are genuine every single time.
Become a partnerPeace of Mind
The biggest payment of your life shouldn't keep you up at night
Australians lose hundreds of millions of dollars each year to payment scams. A house deposit, a car, a business invoice — once it's gone, it's gone. Transfer Guardian removes the doubt.
Stop payment redirection fraud
Scammers hijack emails and swap bank details. We confirm the real account before your money moves.
Independent verification
Account ownership is checked against documents, business registers and our verification process.
Fast turnaround
Domestic verifications in as little as 4 hours, international within 24 hours.
A certificate you can trust
Every verified account receives a tamper-proof, blockchain-backed certificate.
Settlement funds
Delivered safely
Sending money overseas? Keep more of it.
Transfer Guardian clients get access to better exchange rates on international transfers through our partner FX provider. Verify your overseas recipient with us, then send with confidence.
- Competitive exchange rates compared with the big banks
- Send to 120+ countries in dozens of currencies
- Personal account manager for large transfers
- Regulated FX provider — your funds handled securely
- Free to open an account, no obligation
International payments are processed by our licensed FX network provider.
How It Works
Three simple steps to a fraud-free payment
Submit the payment details
Enter the recipient's bank details — Australian or overseas — or open the verified link your agent, lawyer or dealer sent you.
We verify the recipient
Our team confirms the account genuinely belongs to the intended recipient using documents, registers and independent checks.
Wire funds with confidence
Get a verified certificate, then send domestically or internationally through our payment network partners.
Built for Every Industry
Transfer Guardian protects payments across the sectors most targeted by fraud.
Simple, Transparent Pricing
Choose a plan that fits your business. No hidden fees.